Income tax: four real estate transactions to the note-Capital.fr

As a matter of principle residence > WorkThink about it for a long time to renovations within your primary residence? It may be appropriate to start of construction before the end of the year and benefit from the sustainable development tax credit until it is planed. Indeed, this device you can deduct from your income tax part of the renovations. So, until the end of the year, it is still possible, for example, to limit your income tax the income of the 10% of the amount spent for the installation of a condensing boiler, 15% for a wood-burning appliance or even 10% for the installation of components insulation in an apartment ... to know that these rates could be increased up to 40%, as we commit different works differently.These tax credits are awarded within the limits of 8,000 euro of expenditure for a single person and 16,000 euros for a few joint charge. This amount is increased by 400 euros per person.Also note that these tax rebates apply only to expenditure on equipment and not the cost of labor. The amount finally performs the overall cap of the tax loopholes of 10,000 euros.Buy Reits Duflot > shareIf it is too late to complete a real estate transaction in Duflot-takes an average of three months to buy real estate, on the other hand, it is still possible to Reits Duflot buy shares before the end of the year and enjoy an identical discount than in direct investment. Namely 18% reduction in tax for an amount capped at 300,000 euros. Extra advantage over a conventional Duflot operation: the tax reduction is performed only once, and not the year of the subscription in time.The shares of Reits are also available. It is possible to acquire starting from 600 euros, especially since this investment less risky than a traditional purchase is: the REIT invests in programs for residential real estate. Only two companies are currently on the market: the brake (Multihabitation 7) French and Ciloger (Habitat 4).Other side of the coin: this investment is not all liquid, because it should keep the shares of Reits for at least nine years to enjoy the fiscal carrot, and often wait two or three years to retrieve all of your capital to the dissolution of the company. Don't waste that the performance of this type of SCPI pretty mediocre and around 3% before taxes. Last point: the reduction of the SCPI Duflot is also integrated in the total CAP of 10,000 euros.> Invest in the SCPI MalrauxIn SCPI, another option is offered to persons who have had a sharp increase in revenue this year: buy shares of Reits Malraux. The heritage of these societies of old apartment buildings, renovation and exists in the saved area. Generally granted tax relief equal to 18% of the amount of the share of SCPI-of 2,500 euros-and executed in just one year of subscription. Another plus: ' this advantage does not fall into the General cap of the tax loopholes of 10,000 euros, says Carole Savary, CEO of exclusive Partners.Only downside: to qualify for the tax credit, you will have to "keep your shares during nine years after the start of the rental of the last good purchased by the REIT", says Carole Savary. To the duration of detention to a fifteen years on average, otherwise you will be corrected by the tax authorities. The profitability of these taxes SCPI fluctuates between 2 and 2.2% gross before tax.> Build country deficit SCPILast track: leverage Reits say land shortage. Their goal is to buy older buildings in very bad condition and to renovate. If the work are deductible against income, the early years, a clear deficit country. Participants-from 2,000 euros-can see on their tax revenue, and if they more, their total income to the tune of 10,700 euro per year and that more than ten years.On average, the profitability of these Reits fluctuates between 2 and 2.5% before tax. This investment of niche is previously reserved for persons who are highly taxed or relate to major land revenue. «More the marginal investor tax bracket is high, more operative is a powerful tax», notes Carole Savary. And so it is excluded from the cap of the tax loopholes.On the other hand, the main drawback of this lose sight of Reits: their absolute lack of liquidity. To keep your shares between ten and fifteen years after the end of the marketing period, and you will not be able to recover all your funds before the dissolution of the heritage.Marie Pandya